LIFE INSURANCE – MEANING, BENEFITS AND TYPES

LIFE INSURANCE – MEANING, BENEFITS AND TYPES

Life insurance is an arrangement between the insurer and insuree, in which the insurer guarantees of compensation for loss of life of insuree in return for the payment of a specified premium. Life is beautiful, but also uncertain. Whatever you do, however smart and hard you work, you are never...Read more
The Impact of Medicare on the Healthcare System

The Impact of Medicare on the Healthcare System

Medicare is one of the largest health insurance programs in the world, accounting for 20% of healthcare expenditures, one-eighth of the Federal Budget, and more than 3% of the Nation’s Gross Domestic Product (GDP). Its impact on healthcare, the economy, and American life generally has been significant. Financial Benefit to...Read more
Reasons Healthcare Is So Expensive in the U.S.

Reasons Healthcare Is So Expensive in the U.S.

1. Administrative Costs:- The number one reason our healthcare costs are so high, says Harvard economist David Cutler, is “the administrative costs of running our healthcare system are very high. About one-quarter of healthcare cost is associated with administration, which is far higher than in any other country.” 2. Drug...Read more
4 Important Steps For Choosing Dental Insurance

4 Important Steps For Choosing Dental Insurance

Dental insurance plans are intended to reduce the cost of dental care. Dental care providers typically negotiate lower fees with in-network dentists and also cover a percentage of the reduced fees. It typically covers 100% of the cost of preventive care, which includes annual checkups, x-rays, and routine cleanings, etc....Read more
How to Use Your Health Insurance

How to Use Your Health Insurance

Health insurance helps you pay for your health care. It can cover services ranging from routine doctor visits to major medical costs from a serious illness or injury. It also covers many preventive services to keep you healthy. You pay a monthly bill called a premium to buy your health...Read more
Insurance Coaching Tips You Need to Know for More Sales

Insurance Coaching Tips You Need to Know for More Sales

For those who oversee the sales team of an insurance agency, you know that coaching is essential to each agent’s success. Without effective coaching, revenues remain low. You must handle your team with confidence so that they’re rolling towards more sales each and every day. Here are 4 insurance coaching...Read more
BASIC CONCEPTS RELATED TO HEALTH INSURANCE POLICY

BASIC CONCEPTS RELATED TO HEALTH INSURANCE POLICY

Meaning Of Health Insurance:- Health insurance helps pay for your health care. It can help cover services ranging from routine doctor visits to major medical costs as serious illness or injury. It also covers many preventive services to keep you healthy. A premium is being paid to buy your health...Read more
LONG TERM HEALTH CARE INSURANCE

LONG TERM HEALTH CARE INSURANCE

Long term health care insurance is a type of health insurance that provides coverage related to nursing-home care, home health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. It offers more flexibility and options...Read more
FAMILY HEALTH INSURANCE PLAN

FAMILY HEALTH INSURANCE PLAN

A family health insurance plan is a type of insurance, which covers more than one member of a family for a fixed sum assured in exchange for a single annual premium. Such a policy provides assured coverage for two or more members of a family at the same time, in...Read more